PRIVACY POLICY

Purchaser provided Information:
If our electronic purchase service is used, it requires that cardholders provide contact information (including without limitation: name, address, city, state or province, postal code, country, telephone and email), and financial information (including without limitation: name on credit card, credit card number and expiry date, bank account number), and ordering information. This information is collected and used to process the transaction, for internal accounting and fraud control.

Information Automatically Collected:
Our Web site keeps track of usage data, such as the source address that a page request is coming from, your IP address or domain name, the date and time of the page request, the referring Web site (if any) and other parameters in the URL. The IP addresses we collect on our electronic purchase service are linked to personally identifiable information. This is collected in order to combat fraud during the purchase process. We also use this data to better understand Web site usage in the aggregate so that we know what areas of our Web site users prefer. Automatically collected information is also used for the same purposes as purchaser supplied and merchant supplied information.

Sharing of Information:
Certain information submitted through the electronic purchase service is shared with the merchant from whom the purchaser is purchasing the products / services solely to allow the merchant to fulfill the order. Financial information is also shared with other parties that is necessary to complete transactions, including, without limitation, companies related to Vacation Promotions, credit card companies, credit card clearing houses and processors, and financial institutions.

The parties mentioned in the above paragraph, and not Vacation Promotions, are responsible for their own privacy polices and for maintaining the privacy and confidentiality of all information Vacation Promotions provides them. If a purchaser or merchant has any questions or concerns about the privacy policies of those parties, it must contact such parties. Except for the above parties, and for use by consultants and professional advisers on Vacation Promotions behalf for the uses disclosed herein, does not share personally identifiable information with any other third parties Vacation Promotions may, however, provide to third parties aggregate or statistical information that does not disclose personally identifiable information.

Contact Us / Email Inquiries:
No information sent to Vacation Promotions via email or the website inquiry form is used for any other reason than to respond to and maintain a record of the inquiry. This information is not sent to third parties or retained for mailing list purposes. We will respond to all inquiries within 48 hours.

Security:
Vacation Promotions takes measures to protect and keep information secure. Our Merchants' area, application form and electronic purchase service are secured with SSL encryption. All information collected by Vacation Promotions is held offline, secured via SSL encryption, and protected by a firewall. Whenever sensitive information is transmitted to with Vacation Promotions through our Web site, such as a credit card number, our server provides 128-bit encryption of the information as it travels across the Internet. Vacation Promotions restricts internal access to personal information to selected members of our staff.

Opt out /Correct/ Update:
Vacation Promotions gives Purchasers the option to remove their information from our database to cancel future communications, to no longer receive our service, or to change their information on our database. If you are a Purchaser, please e-mail or telephone us using the contact information.

Security
It is important that individuals feel safe buying goods and services online. Vacation Promotions prides itself on our reputation of guaranteed secure online transactions. We employ a variety of security measures to maintain the safety of personal and financial information. Vacation Promotions transaction management system uses proprietary security software and 128-bit encryption on the Secure Socket Layer (SSL) 3.0 to protect all information sent over the Internet. As a certified Verisign Secure Server member, we use the latest encryption technology and firewall protection to safeguard the transfer of sensitive information. That means that information you exchange with the Vacation Promotions servers is encrypted when it travels between your desktop and their server.

We maintain data, hardware, and services backup, with 24/7 monitoring and reporting capabilities, to support our operations and ensure a high availability of service for Merchants and Purchasers alike. Vacation Promotions constantly monitors for fraud in order to prevent the associated costs with fraud and minimize charge-backs. We employ a zero tolerance policy for fraud. All fraudulent activity will be reported for criminal prosecution. Our security features include:

• Identification of the locations where transactions originate and match them to the account information provided
• Employment of a variety of velocity and purchase limit checks to protect against credit cards or accounts being used fraudulently;
• Updating of our extensive negative database continually 24/7 with any new information that we receive or detect, and pre-screening of transactions using this negative database.
• A 24/7 risk management protection with our staff constantly monitoring transactions and accounts to ensure no fraudulent transactions occur; and
• A sophisticated risk management software system that we are constantly upgrading with all the latest technological breakthroughs and updates.
• Vacation Promotions fraud prevention and encryption technology ensures secured transactions. Let us help you feel secure!

Legal Information
Disclaimer.
By accessing, browsing or using any of the services on this website, you accept the terms and conditions as set out below, without limitation or qualification. Please note that Virtual Exchange retains the right to amend these terms and conditions at any time without notice to you. Because these terms and conditions contain legal obligations, please read them carefully. Any and all notices or other communications under or with respect to these terms and conditions shall be in writing, and shall be delivered by hand; mailed postage pre-paid, either by registered or certified mail, return receipt requested; or by overnight courier; to General Counsel at the mailing address detailed on the Corporate page of this site.

Intellectual Property.
Vacation Promotions either owns the intellectual property rights in the underlying HTML, Java scripts, text, audio clips and other content that is made available to you on our website, or has obtained the permission of the owner of such intellectual property to use the content on our website.

Intellectual Property Notice.
Trade-Marks
The names of all other products and services mentioned on our website are the trade-marks of their respective owners. The display of trade-marks or trade names on this website does not convey or create any license or other rights in these marks or names. Any unauthorized use of these marks or names is strictly prohibited.

Limited License.
Vacation Promotions grants to you a limited license to display on your computer, print, download and use the underlying HTML, text, audio clips and other content that is made available to you on our website, for non-commercial, personal, or educational purposes only, provided that:

• You do not modify, alter or deface any such content.
• No other use is permitted.

No Warranties.
Vacation Promotions does not warrant the quality, accuracy or completeness of any information on our website; such information is provided "as is". This website may include inaccuracies or typographical errors. In no event shall Vacation Promotions be liable for any damages whatsoever, including special, indirect or consequential damages, arising out of or in connection with the use or performance of information available on this website.

Indemnity.
You agree to defend, indemnify and hold Vacation Promotions, its directors, officers, employees, affiliates and agents harmless from any and all liabilities, claims, damages, costs and expenses, including attorneys' fees, related to or in connection with your, or any user of your account's: (a) violation of the terms and conditions, or (b) use of the website.

No Endorsement.
Links or other material and content found on this website is not and is not intended as an endorsement of any third party products or services described on this website. Any opinions expressed in such material and content are those of its author(s) and do not necessarily reflect those of Vacation Promotions.

Submission of Confidential Information.
Any information that is transmitted to Vacation Promotions through this website becomes the exclusive property of Vacation Promotions, and the latter may use it for any purpose without restriction or compensation.
Information transmitted to this website may be intercepted by third parties. You should transmit such information by other means if you are concerned about its confidentiality.

Privacy.
For information on how user information is collected, used and disclosed by Vacation Promotions, please consult our Privacy Statement above.